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Cash machines that can charge up to £10

Hold up!

See that little date above?

This post was published years ago.

My opinions have changed over time: I think it's quite fun to keep old posts online so that you can see how that has happened. The downside is that there are posts on this site that express views that I now find offensive, or use language in ways I'd never dream of using it today.

I don't believe in airbrushing history, but I do believe that it's important to acknowledge the obvious: some of what I've written in the past has been crap. Some of it was offensive. Some of it was offensively bad. And there's may be some brass among the muck (you can make up your own mind on that).

Some of what I've presented as my own views has been me—wittingly or unwittingly—posturing without having considered all the facts. In a few years, I'll probably think the same about what I'm writing today, and I'm fine with that. Things change. People grow. Society moves forward.

The internet moves on too, which means there might be broken links or embedded content that fails to load. If you're unlucky, that might mean that this post makes no sense at all.

So please consider yourself duly warned: this post is an historical artefact. It's not an exposition of my current views nor a piece of 'content' than necessarily 'works'.

You may now read on... and in most cases, the post you're about to read is considerably shorter than this warning box, so brace for disappointment.

Until I read this in the Sunday Times, I never realised that there are cash machines that charge quite this much. It’s crazy.

I wondered to myself why people would use such a machine, until I reached the end of the article:

Tintagel in Cornwall, for example, used to have branches of Lloyds, Barclays, NatWest and a van containing a mobile HSBC cashpoint, which made regular visits. NatWest and Barclays have closed, Lloyds is open just four hours a week and has no cash machine, and the HSBC mobile unit paid its last visit on Friday. All five machines available in Tintagel and the villages of Boscastle and Delabole charge fees.

This is getting silly. If the banks cannot manage to provide an appropriate level of service to their rural customers, then they must expect that these customers will abandon them. But the customers are left with little choice when all of the banks in their area have closed.

Of course, the other very negative impact this will be having is on the small local shops, who will be taking more card transactions than before, and so facing higher charges.

This is bad news all round, but I can’t see any way around the situation other than by forcing the hugely profitable banks to maintain a free (loss-making) cash machine service in rural communities. And that’s never going to happen.

This post was filed under: News and Comment.

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