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Cash machines that can charge up to £10

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Hold up! Before you read on, please read this...

This post was published more than 14 years ago

I keep old posts on the site because I often enjoy reading old content on other people's sites. It can be interesting to see how views have changed over time: for example, how my strident teenage views have, to put it mildly, mellowed.

I'm not a believer in brushing the past under the carpet. I've written some offensive rubbish on here in the past: deleting it and pretending it never happened doesn't change that. I hope that stumbling across something that's 14 years old won't offend anyone anew, because I hope that people can understand that what I thought and felt and wrote about then is probably very different to what I think and feel and wrote about now. It's a relic of an (albeit recent) bygone era.

So, given the age of this post, please bear in mind:

  • My views may well have changed in the last 14 years. I have written some very silly things over the years, many of which I find utterly cringeworthy today.
  • This post might use words or language in ways which I would now consider highly inappropriate, offensive, embarrassing, or all three.
  • Factual information might be outdated.
  • Links might be broken, and embedded material might not appear properly.

Okay. Consider yourself duly warned. Read on...

Until I read this in the Sunday Times, I never realised that there are cash machines that charge quite this much. It’s crazy.

I wondered to myself why people would use such a machine, until I reached the end of the article:

Tintagel in Cornwall, for example, used to have branches of Lloyds, Barclays, NatWest and a van containing a mobile HSBC cashpoint, which made regular visits. NatWest and Barclays have closed, Lloyds is open just four hours a week and has no cash machine, and the HSBC mobile unit paid its last visit on Friday. All five machines available in Tintagel and the villages of Boscastle and Delabole charge fees.

This is getting silly. If the banks cannot manage to provide an appropriate level of service to their rural customers, then they must expect that these customers will abandon them. But the customers are left with little choice when all of the banks in their area have closed.

Of course, the other very negative impact this will be having is on the small local shops, who will be taking more card transactions than before, and so facing higher charges.

This is bad news all round, but I can’t see any way around the situation other than by forcing the hugely profitable banks to maintain a free (loss-making) cash machine service in rural communities. And that’s never going to happen.

This 282nd post was filed under: News and Comment.

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